Online Customer Behavior: An Analysis of the Effects of Cognitive and Affective Trust

Page: [434 - 449] Pages: 16

  • * (Excluding Mailing and Handling)

Abstract

Background: Although many scholars have argued that the key factor for success in the e-commerce is the deployment of a trusted and reliable process for the buyer, the meaning of customer trust in e-commerce and the factors affecting it are not still well-known and to be investigated. Understanding how customers build their trust and developing a trust model is beneficial to increase the ability to do so.

Objective: The aim of this study was to investigate whether the factors such as cognitive and affective trust can affect customer behavior in online shopping or not.

Methods: Questionnaire was used to collect data and to check their normality, and the Kolmogorov– Smirnov test was applied. Cronbach’s alpha was employed to test the reliability, and the Structural Equation Model (SEM) was utilized to confirm or reject the hypotheses. Inferential statistical analysis was performed using SmartPLS software.

Results: While perceived website quality can affect cognitive trust, variables like security and privacies policy, and shared value of a website can influence affective trust. In addition, there are variables like prior-interaction experience, and perceived reputation of an e-tail which can impact on both cognitive and affective trust. On the other hand, it was shown that both cognitive and affective trust can influence customer satisfaction; a variable which along with internet usage experience, and online shopping experience affect loyalty intention.

Conclusion: The empirical results show that cognitive and affective trust are prominent variables in online retailing. They mediate between PWQ, SPP, PIE, PETR, and SV on the one hand and CS on the other hand. In addition, CS influences LI. The same is true for OSE and IE.

Keywords: Online shopping, customer behavior, customer trust, cognitive trust, affective trust, E-commerce.

[1]
Kim, D.J.; Ferrin, D.L.; Rao, H.R. A trust based consumer decision making model in electronic commerce: The role of trust, perceived risk, and their antecedents. Decis. Support Syst., 2008, 44(2), 544-564.
[http://dx.doi.org/10.1016/j.dss.2007.07.001]
[2]
Molinillo, S.; Japutra, A.; Nguyen, B.; Chen, C.H.S. Responsible brands vs. active brands? an examination of brand personality on brand awareness, brand trust, and brand loyalty. Mark. Intell. Plann., 2017, 35(2), 166-179.
[http://dx.doi.org/10.1108/MIP-04-2016-0064]
[3]
Coleman, J.S. Commentary: Social institutions and social theory. Am. Sociol. Rev., 1990, 55(3), 333-339.
[http://dx.doi.org/10.2307/2095759]
[4]
Aleksejeva, A.M. Relationship marketing in customer service–oriented business segment: Development of trust as a marketing tool: Case study of the restaurant; ARCADA, 2015, p. 80.
[5]
Morgan, R.M.; Hunt, S.D. The commitment-trust theory of relationship marketing. J. Mark., 1994, 58(3), 20-38.
[http://dx.doi.org/10.1177/002224299405800302]
[6]
Spekman, R.E. Strategic supplier selection: Understanding long-term buyer relationships. Bus. Horiz., 1988, 31(4), 75-81.
[http://dx.doi.org/10.1016/0007-6813(88)90072-9]
[7]
Urban, G.L.; Sultan, F.; Qualls, W.J. Placing trust at the center of your internet strategy. Sloan Manage. Rev., 2000, 42(1), 39-48.
[8]
Reichheld, F.F.; Schefter, P. E-loyalty: Your secret weapon on the web. Harv. Bus. Rev., 2000, 78(4), 105-113.
[9]
McAllister, D.J. Affect and cognition based trust as foundations for interpersonal cooperation in organizations. Acad. Manage. J., 1995, 38(1), 24-59.
[10]
Punyatoya, P. Effects of cognitive and affective trust on online customer behavior. Mark. Intell. Plann., 2019, 37(1), 80-96.
[11]
Refaat, S.G.; Galal, E.G.H. The role of culture in e‐commerce use for the Egyptian consumers. Bus. Process. Manag. J., 2009, 15(1), 34-47.
[http://dx.doi.org/10.1108/14637150910931451]
[12]
Massey, G.R.; Kyriazis, E. Interpersonal trust between marketing and R&D during new product development projects. Eur. J. Mark., 2007, 41(9/10), 1146-1172.
[http://dx.doi.org/10.1108/03090560710773381]
[13]
Ng, K.Y.; Chua, R.Y.J. Do I contribute more when I trust more? Differential effects of cognition and affect based trust. Manage. Organ. Rev., 2006, 2(1), 43-66.
[http://dx.doi.org/10.1111/j.1740-8784.2006.00028.x]
[14]
Gefen, D.; Karahanna, E.; Straub, D.W. Inexperience and experience with online stores: The importance of tam and trust. IEEE Trans. Eng. Manage., 2003, 50(3), 307-321.
[http://dx.doi.org/10.1109/TEM.2003.817277]
[15]
Sproule, S.; Archer, N. Measuring identity theft and identity fraud. Int. J. Bus. Gov. Ethics, 2010, 5(1/2), 51-63.
[http://dx.doi.org/10.1504/IJBGE.2010.029555]
[16]
Hille, P.; Walsh, G.; Cleveland, M. Consumer fear of online identity theft: Scale development and validation. J. Interact. Market, 2015, 30, 1-19.
[http://dx.doi.org/10.1016/j.intmar.2014.10.001]
[17]
Lewis, J.D.; Weigert, A. Trust as a social reality. Soc. Forces, 1985, 63(4), 967-985.
[http://dx.doi.org/10.2307/2578601]
[18]
Kandampully, J.; Suhartanto, D. Customer loyalty in the hotel industry: The role of customer satisfaction and image. Int. J. Contemp. Hosp. Manag., 2000, 12(6), 346-351.
[http://dx.doi.org/10.1108/09596110010342559]
[19]
Chang, H.H.; Wang, Y.H.; Yang, W.Y. The impact of e-service quality, customer satisfaction and loyalty on e-marketing: Moderating effect of perceived value. Total Qual. Manage. Bus. Excell., 2009, 20(4), 423-443.
[http://dx.doi.org/10.1080/14783360902781923]
[20]
Murad, S.A.; Murad, D.F.; Wandanaya, A.B.; Fernando, E. Critical success factor online service quality in online marketing: A systematic literature review. 2018 10th Int. Conf. Inform. Tech. Elec. Eng. (ICITEE), 2018, 158-163.
[21]
Santos, J. E E‐service quality: A model of virtual service quality dimensions. Manag. Serv. Qual., 2003, 13(3), 233-246.
[http://dx.doi.org/10.1108/09604520310476490]
[22]
Carlson, J.; O’Cass, A. Exploring the relationships between e‐service quality, satisfaction, attitudes and behaviours in content‐driven e‐service web sites. J. Serv. Mark., 2010, 24(2), 112-127.
[http://dx.doi.org/10.1108/08876041011031091]
[23]
Semeijn, J. Riel, A.C.R.; Birgelen, M.J.H.; Streukens, S. E‐services and offline fulfilment: How e‐loyalty is created. Manag. Serv. Qual., 2005, 15(2), 182-194.
[http://dx.doi.org/10.1108/09604520510585361]
[24]
Ganesan, S. Determinants of long-term orientation in buyer-seller relationships. J. Mark., 1994, 58(2), 1-19.
[http://dx.doi.org/10.1177/002224299405800201]
[25]
Kim, B.D.; Sullivan, M.W. The effect of parent brand experience on line extension trial and repeat purchase. Mark. Lett., 1998, 9(2), 181-193.
[http://dx.doi.org/10.1023/A:1007961016262]
[26]
Berry, L.L.; Wall, E.A.; Carbone, L.P. Service clues and customer assessment of the service experience: Lessons from marketing. Acad. Manage. Perspect., 2006, 20(2), 43-57.
[http://dx.doi.org/10.5465/amp.2006.20591004]
[27]
Yoon, S.J. The antecedents and consequences of trust in online-purchase decisions. J. Interact. Market, 2002, 16(2), 47-63.
[http://dx.doi.org/10.1002/dir.10008]
[28]
Bart, Y.; Shankar, V.; Sultan, F.; Urban, G.L. Are the drivers and role of online trust the same for all web sites and consumers? A large-scale exploratory empirical study. J. Mark., 2005, 69(4), 133-152.
[http://dx.doi.org/10.1509/jmkg.2005.69.4.133]
[29]
Lee, H.H.; Kim, J.; Fiore, A.M. Affective and cognitive online shopping experience: Effects of image interactivity technology and experimenting with appearance. Cloth. Text. Res. J., 2010, 28(2), 140-154.
[http://dx.doi.org/10.1177/0887302X09341586]
[30]
Doney, P.M.; Cannon, J.P. An examination of the nature of trust in buyer–seller relationships. J. Mark., 1997, 61(2), 35-51.
[31]
Weiss, A.M.; Anderson, E.; Maclnnis, D.J. Reputation management as a motivation for sales structure decisions. J. Mark., 1999, 63(4), 74-89.
[http://dx.doi.org/10.1177/002224299906300407]
[32]
Goldring, D. Reputation orientation. Mark. Intell. Plann., 2015, 33(5), 784-803.
[http://dx.doi.org/10.1108/MIP-11-2013-0183]
[33]
San Mart, S.; Camarero, C. How perceived risk affects online buying. Online Inf. Rev., 2009, 33(4), 629-654.
[http://dx.doi.org/10.1108/14684520910985657]
[34]
Johnson, D.; Grayson, K. Cognitive and affective trust in service relationships. J. Bus. Res., 2005, 58(4), 500-507.
[http://dx.doi.org/10.1016/S0148-2963(03)00140-1]
[35]
Ranganathan, S.K.; Madupu, V.; Sen, S.; Brooks, J.R. Affective and cognitive antecedents of customer loyalty towards e-mail service providers. J. Serv. Mark., 2013, 27(3), 195-206.
[http://dx.doi.org/10.1108/08876041311330690]
[36]
Rempel, J.K.; Holmes, J.G.; Zanna, M.P. Trust in close relationships. J. Pers. Soc. Psychol., 1985, 49(1), 95-112.
[http://dx.doi.org/10.1037/0022-3514.49.1.95] [PMID: 11474726]
[37]
Kotler, P.; Keller, K.L.; Koshy, A.; Jha, M. Marketing Management: A South Asian Perspective, 13th ed; Prentice Hall: New Delhi, 2009.
[38]
Oliver, R.L. Cognitive, affective, and attribute bases of the satisfaction response. J. Consum. Res., 1993, 20(3), 418-430.
[http://dx.doi.org/10.1086/209358]
[39]
Chiu, C.M.; Lin, H.Y.; Sun, S.Y.; Hsu, M.H. Understanding customers’ loyalty intentions towards online shopping: An integration of technology acceptance model and fairness theory. Behav. Inf. Technol., 2009, 28(4), 347-360.
[http://dx.doi.org/10.1080/01449290801892492]
[40]
Oliver, R.L. An investigation of the attribute basis of emotion and related affects in consumption: Suggestions for a stage-specific satisfaction framework. ACR. N. Am. Adv., 1992, 19, 237-244.
[41]
Crosby, L.A.; Evans, K.R.; Cowles, D. Relationship quality in services selling: An interpersonal influence perspective. J. Mark., 1990, 54(3), 68-81.
[http://dx.doi.org/10.1177/002224299005400306]
[42]
Longwell, G.J. Managing brand equity: Capitalizing on the value of a brand name: David A. Aaker, The Free Press, New York. J. Bus. Res., 1994, 29, 247-248.
[43]
Lَpez, M.M.J.; Vلzquez, E.G. An integral model of e-loyalty from the consumer’s perspective. Comput. Human Behav., 2017, 72, 397-411.
[http://dx.doi.org/10.1016/j.chb.2017.02.003]
[44]
Christodoulides, G.; Michaelidou, N. Shopping motives as antecedents of e-satisfaction and e-loyalty. J. Mark. Manage., 2010, 27(1-2), 181-197.
[http://dx.doi.org/10.1080/0267257X.2010.489815]
[45]
Moriuchi, E.; Takahashi, I. Satisfaction trust and loyalty of repeat online consumer within the Japanese online supermarket trade. Australas. Mark. J., 2016, 24(2), 146-156.
[http://dx.doi.org/10.1016/j.ausmj.2016.02.006]
[46]
Luhmann, N. Trust and Power; Wiley and Sons: Chichester, 1979.
[47]
Rousseau, D.M.; Sitkin, S.B.; Burt, R.S.; Camerer, C. Not so different after all: A cross-discipline view of trust. Acad. Manage. Rev., 1998, 23(3), 393-404.
[http://dx.doi.org/10.5465/amr.1998.926617]
[48]
Morrow, J.L. The cognitive and affective antecedents of general trust within cooperative organizations. J. Manag. Issue, 2004, 16(1), 48-64.
[49]
Ha, H.Y.; John, J.; John, J.D.; Chung, Y.K. Temporal effects of information from social networks on online behavior. Internet Res., 2016, 26(1), 213-235.
[http://dx.doi.org/10.1108/IntR-03-2014-0084]
[50]
Cyr, D.; Head, M.; Ivanov, A. Perceived interactivity leading to e-loyalty: Development of a model for cognitive–affective user responses. Int. J. Hum. Comput. Stud., 2009, 67(10), 850-869.
[http://dx.doi.org/10.1016/j.ijhcs.2009.07.004]
[51]
Lee, J.; Pee, L.G. The relationship between online trust and distrust in business: Testing mutual causality from a cognitive-affective personality system theory. Asia Pa. J. Inf. Syst., 2015, 25(3), 500-518.
[52]
Hassangholipour, T.; Amiri, M.; Fahim, F.; Ghaderi Abed, A. Investigating the effect of customers’ characteristics on their willingness to accept online shopping (Survey of the Faculty of Management, University of Tehran). Inf. Technol. Manage., 2014, 5(4), 67-84.
[53]
Nasseri, N.; Mehrara, A. Providing a conceptual model for evaluating the factors affecting customer satisfaction in online shopping, a case study of Iranian online shoppers. Sec. Nat. Conf. Entre. Manag. Knowl. Bus., 2015.
[54]
Mohammadi, S.; Noorayi, T.; Sharifian, E. Presentation of structural equations model factors affecting development of purchasing sport goods via internet. Appl. Res. Spor. Manage., 2016, 4(4), 43-54.
[55]
Montazeri, M.; Ebrahimi, A.; Ahmadi, P.; Rahnama, A. Investigation of the factors affecting the intention to purchase on electronic commerce. J. Bus. Manag., 2014, 2(2), 207-226.
[56]
Ho, C.I.; Lee, Y.L. The development of an e-travel service quality scale. Tour. Manage., 2007, 28(6), 1434-1449.
[http://dx.doi.org/10.1016/j.tourman.2006.12.002]
[57]
Bernarto, I. Pengaruh perceived value, customer satisfaction dan trust terhadap customer loyalty restoran XYZ di tangerang. J. Bus. Entrepr., 2017, 1, 82-98.
[58]
Leppäniemi, M.; Karjaluoto, H.; Saarijنrvi, H. Customer perceived value, satisfaction, and loyalty: The role of willingness to share information. Int. Rev. Retail Distrib. Consum. Res., 2017, 27(2), 164-188.
[http://dx.doi.org/10.1080/09593969.2016.1251482]
[59]
Mencarelli, R.; Lombart, C. Influences of the perceived value on actual repurchasing behavior: Empirical exploration in a retailing context. J. Retailing Consum. Serv., 2017, 38, 12-21.
[http://dx.doi.org/10.1016/j.jretconser.2017.04.008]
[60]
Merz, M.A.; Zarantonello, L.; Grappi, S. How valuable are your customers in the brand value co-creation process? The development of a Customer Co-Creation Value (CCCV) scale. J. Bus. Res., 2018, 82, 79-89.
[http://dx.doi.org/10.1016/j.jbusres.2017.08.018]
[61]
Gregory, A. Involving stakeholders in developing corporate brands: The communication dimension. J. Mark. Manage., 2007, 23(1-2), 59-73.
[http://dx.doi.org/10.1362/026725707X178558]
[62]
Krejcie, R.V.; Morgan, D.W. Determining sample size for research activities. Educ. Psychol. Meas., 1970, 30(3), 607-610.
[http://dx.doi.org/10.1177/001316447003000308]
[63]
Conca, F.J.; Llopis, J. Tarي, J.J. Development of a measure to assess quality management in certified firms. Eur. J. Oper. Res., 2004, 156(3), 683-697.
[http://dx.doi.org/10.1016/S0377-2217(03)00145-0]
[64]
Cronbach, L.J. Coefficient alpha and the internal structure of tests. Psychometrika, 1951, 16(3), 297-334.
[http://dx.doi.org/10.1007/BF02310555]
[65]
Peterson, R.A. A meta-analysis of Cronbach’s coefficient alpha. J. Consum. Res., 1994, 21(2), 381-391.
[http://dx.doi.org/10.1086/209405]
[66]
Nunnally, J. Psychometric theory, 3E; Tata McGraw-hill Education: NY, 1994.
[67]
Hair, J.F.; Anderson, R.E.; Tatham, R.L.; Black, W.C. Multivariate date analysis with readings; Prentce: Englewood Cliff, NJ, 1995.
[68]
Van, V.A.H.; Ferry, D.L. Measuring and assessing organizations; Wiley: New York, 1980.
[69]
Hooman, H.A. Structural equation modeling using LISREL software (with modifications); 4th ed; SAMT: Schaffhausen,, 2011.
[70]
Habibi, A.; Adanvar, M. Structural equation modeling, 6th ed; Jahad Daneshgahi, 2017.
[71]
McKnight, D.H.; Choudhury, V.; Kacmar, C. Developing and validating trust measures for e-commerce: An integrative typology. Inf. Syst. Res., 2002, 13(3), 334-359.
[http://dx.doi.org/10.1287/isre.13.3.334.81]
[72]
Zainudin, M.; Subali, B.; Jailani, J. Construct validity of mathematical creativity instrument: First-order and second-order confirmatory factor analysis. Int. J. Instr., 2019, 12(3), 595-614.
[http://dx.doi.org/10.29333/iji.2019.12336a]
[73]
Salemi, Z.; Dashti, Z. Investigating the factors affecting online repurchase. 1st. Inter. Conf. Elec. Comm. Econ, 2013.
[74]
Azad, M. Identify and investigate the factors affecting the intention to purchase electronic insurance in Tehran; School Econ. Acc., Alzahra Uni, 2009.
[75]
Zehir, C.; Sehitoglu, Y.; Narcikara, E.; Zehir, S. ES-quality, perceived value and loyalty intentions relationships in internet retailers. Procedia Soc. Behav. Sci., 2014, 150, 1071-1079.
[http://dx.doi.org/10.1016/j.sbspro.2014.09.120]
[76]
Šapić, S.; Topalović, S.; Marinković, V. The influence of perceived value dimensions on customer loyalty. Economic Themes, 2014, 52(4), 392-408.
[http://dx.doi.org/10.1515/ethemes-2014-0025]
[77]
Arshad, A.; Zafar, M.; Fatima, I.; Khan, S.K. The impact of perceived risk on online buying behavior. Int. J. New Tech. Res., 2015, 1(8), 13-18.
[78]
Amani, S.B.J.; Gholamali, L.M.; Ezheie, J.; Khezri, A.H. The relationship between cultural values and individual variables with the rate of computer use in students. Behav. Sci. (Basel), 2011, 5(1), 1-10.
[PMID: 25379211]
[79]
Adapa, S. Adoption of internet shopping: Cultural considerations in India and Australia. J. Internet Bank. Commerce, 1970, 13(2), 1-17.
[80]
Yoon, C. The effects of national culture values on consumer acceptance of e-commerce: Online shoppers in China. Inf. Manage., 2009, 46(5), 294-301.
[http://dx.doi.org/10.1016/j.im.2009.06.001]
[81]
Hosseini, M.; Dadjoo, A. Identifying the factors affecting online shopping acceptance: Providing an online shopping acceptance model. 7th. Nation. 1st. Inter. Conf. Elec. Comm. Econ, 2013.
[82]
Latifi, F.; Momen Kashani, N. The impacts of customer experience and knowledge on E-trust. Iran. J. Trade. Stu., 2010, 14(55), 235-267.
[83]
Lee, M.K.O.; Turban, E. A trust model for consumer internet shopping. Int. J. Electron. Commerce, 2001, 6(1), 75-91.
[http://dx.doi.org/10.1080/10864415.2001.11044227]
[84]
Arifi, N. Identify the effective characteristics of the consumer on the acceptance of online shopping from the perspective of online sellers; School Econ. Acc., Alzahra Uni, 2009.
[85]
Pires, G.; Stanton, J.; Eckford, A. Influences on the perceived risk of purchasing online. J. Consum. Behav., 2004, 4(2), 118-131.
[http://dx.doi.org/10.1002/cb.163]
[86]
Grewal, D.; Munger, J.L.; Iyer, G.R.; Levy, M. The influence of internet-retailing factors on price expectations. Psychol. Mark., 2003, 20(6), 477-493.
[http://dx.doi.org/10.1002/mar.10083]
[87]
Sohrabi, B.; Khanlari, A. Comparison of attitudes and behaviors of men and women visiting sales websites. Women Strat. Stud., 2011, 5(3), 27-52.
[88]
Latifi, F.; Qaffari, L. Gender differences in incentives of electronic shopping. Women Stud. Sociol. Psychol., 2008, 6(1), 7-33.